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Ryan is struggling to pay the mortgage after his wife lost his job, he's come to the conclusion that he will have to move into a smaller place in order to stay afloat financially. He invites his neighbor over to see what she would be interested in buying because he is trying to get rid of everything in the house. Nikki loves her neighbors and doesn't want them to move, she is willing to give them the money until they can get their lives back in order, but nothing comes free in this world, Ryan's payments to Nikki will be her sexual satisfaction.