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When Kerry Louise's friend bets her $500, she can't keep her pants on around her ex-boyfriend Freaky T, Kerry thinks she's about to win an easy $500. All that confidence goes out the window when she sees Freaky T in the flesh, she knows she's in trouble. He doesn't make it any easier by coming onto her and yes, she's desperate to fuck him but she doesn't want to lose money. She lets Guy1 in on the bet and he comes up with a brilliant plan. Who says you have to take your pants off to fuck?